Surfing the Internet is a daily occurrence for an increasing number of people these days, as technology expands and online services continue to grow. Many people go online to carry out banking transactions, shop, check e-mail, and catch up on news. That’s why it’s more important than ever to protect your identity while surfing the web. As identity theft becomes more prevalent, it’s necessary for everyone to be extra vigilant in protecting personal information – before it gets into the wrong hands. Every time you go online and conduct some type of transaction, whether it is monetary or an exchange of information, you put your identity at risk. Unfortunately, criminals use the Internet too, making use of the technology to perpetrate identity theft. This type of cyber-criminal gathers personal information online and either sells it to others for profit, or uses it to his/her own purpose. Luckily, there are many things you can do to stay one step ahead of these “bandits” and keep your identity as safe as possible. The Internet landscape is always changing, so you need to keep on top of things if you want to remain as safe as possible. The first thing you need to do is learn how to avoid phishing scams. Phishers use fake e-mails and websites to pretend they are actual, trustworthy companies and institutions, such as banks and insurance companies. When people receive a fake e-mail or are directed to a counterfeit website, they are tricked into revealing passwords, credit card numbers, and other such information. Be warned: the criminals are good at what they do, so you must be very careful when dealing with e-mails from your bank or other organization. The key thing to remember is that real institutions never ask you to verify personal information online – be cautious and contact the sender directly, over the phone, to authenticate the request and, if necessary, provide any information they might actually require. Because many phishers use spam e-mail as a way to obtain your personal passwords and information, install a good spam filter to keep out as much spam as possible. If you strain out most of the problem e-mails from the get-go, you won’t have to worry about dealing with too many suspicious messages on your own. Also, avoid sending any sensitive information via e-mail or instant messengers. Scam artists are notorious for intercepting e-mails and IMs. Use common sense when dealing with e-mail as well. For instance, avoid opening e-mail or IM attachments that you deem suspicious. Only open files from someone if you know the sender and what they are sending you. And NEVER send your social security number over the Internet. No one should be requesting it, but if you are asked for it, confirm who is requesting it and send it directly to that person. Another great way to prevent ID theft is by password protecting all your computers, laptops, and PDAs. For each item, come up with a unique user name and password. The same rule should be followed when selecting passwords for any online activity. Why? If one password is discovered by an individual with ill intentions, and all your bank accounts, credit cards, and other private logins use the same password, he/she could gain access to everything. When selecting passwords, create them with letters, numbers, special characters, and make up nonsense character strings not found in the dictionary. These will be much more difficult to decipher by a potential scammer. Keep the amount of personal data present on your computer to a minimum. In the event that your computer is hacked or your laptop is stolen, you will be much less prone to ID theft because you won’t be giving the thief much to work with. Another good idea is to install a personal firewall program. Although systems such as Windows already contain a basic firewall program, setting up another program will ensure that your computer is hidden from hackers, stop intruders from reaching sensitive information, and let you control Internet traffic. Purchase antivirus software and keep it updated. A high-quality virus protection package can help prevent and eliminate viruses, Trojan horses, and other dangerous items designed to steal your personal information. It will also scan e-mail and IM attachments for viruses. In addition to antivirus software, be sure to equip your PC with the latest in anti-spyware protection. Although a great many of the spyware programs out there simply monitor your online actions for the purposes of marketing, some have been created for malicious reasons, including keystroke logging and, of course, identity theft. One last tip: when you decide to update your computer and throw away or sell your old one, remember to remove all your data from the hard disk. Many people mistakenly believe that simply deleting files makes them disappear – but this is not the case. When you delete files they are still present on your hard drive, and have to be erased prior to handing the machine over to another person. Software known as wipe programs or shredders can be used to overwrite data with zeroes or random patterns making it completely unreadable. It’s well worth the effort to take the precautions necessary for keeping your personal information under lock and key. Trying to clean up the mess left behind by an identity thief can take years, and will cause you a headache or two. So take charge and protect your personal information, using common sense and a few good tech tools to keep the cyber-thieves at bay. =========================================== <!-- Beginning of Freelancer.com Affiliates Widget --> <script type="text/javascript"><!-- GAF_text_color = "black"; GAF_link_color = "green"; GAF_title_color = "blue"; //--></script> <script src="http://www.freelancer.com/widgets/projects/hs2.js"></script> <div id="GAF_projects_hs2_box" style="width: 468px; height: 60px; padding: 0px; font-family:sans-serif; font-size: 11px;"> <div style="padding: 0px; overflow: hidden"> <div id="GAF_projects_hs2" style="padding:3px; cellpadding:0px;"></div> <div style="padding: 0px;" align="right"><span style="font-size:11px; padding: 0px;"> <a href="http://www.freelancer.com/" target="_blank"><font color="blue" style="text-decoration: none">Outsourcing Services</font></a>? Try <a href="http://www.freelancer.com/" target="_blank"><font color="blue">Freelancer.com</font></a>. </div> </div></div> <script src="http://api.freelancer.com/Project/Search.json?aff=4329971&callback=GAF_update_projects_hs2_callback&order=rand&count=2&iads=true&nonpublic=0&charset=UTF-8"></script> <!-- End of Freelancer.com Affiliates Widget --> =========================================== Summary: Surfing the Internet is a daily occurrence for an increasing number of people these days, as technology expands and online services continue to grow. Many people go online to carry out banking transactions, shop, check e-mail, and catch up on news. That’s why it’s more important than ever to protect your identity while surfing the web. As identity theft becomes more prevalent, it’s necessary for everyone to be extra vigilant in protecting personal information – before it gets...
Monday, March 31, 2014
How To Protect Your Identity Online
Saturday, March 29, 2014
How To Be The One That Got Away In "Phishing" Attacks. Phishing is on the rise.
Every dad worth his weight in salmon eggs and shiny lures has at least one great fishing story-usually about the great catch that got away. Unfortunately, too few dads have stories about how they avoided getting caught in a different kind of fishing caper-the online variety known as "phishing."
Phishing attacks are perpetrated by criminals using fake Web sites and other tactics to trick people into sharing personal information online. These scams are helping fuel the nationwide escalation in identity theft. According to the Anti-Phishing Working Group, the number of phishing sites reported each month more than quadrupled, from 2,854 sites in April 2005 to 11,976 in May 2006.
"People can avoid phishing attacks by learning the telltale signs of these scams and using phish-fighting technology," said John Scarrow of Microsoft Corp., which offers free technology to help protect people from phishing e-mail and Web sites.
The Microsoft Phishing Filter alerts people to and blocks known or suspected phishing sites. Already available for no charge in the Windows Live Toolbar and as an MSN Search Toolbar Add-in, the filter is also included in Internet Explorer 7 and Windows Vista. In addition, the SmartScreen e-mail filtering technology available in Windows Live Mail, MSN Hotmail, Office Outlook and Exchange Server helps block e-mail messages that can lure people to phishing sites.
Weekend fisherman Robert Marvin has learned how to avoid phishing scams by applying tactics similar to those of the wily salmon that evade his lures. "We carefully review e-mails and Web sites that request personal information," said Marvin, a father of two who runs a mutual fund. "We don't 'bite' just because it looks official." He also maintains a credit card with a low limit for all online purchases.
Staysafe.org offers the following tips to avoid phishing scams:
• Never enter personal information, such as credit card or Social Security numbers, into Web sites reached via links in anonymous e-mail messages.
• Avoid clicking on links to Web sites contained in e-mail messages, particularly when updating account information or changing passwords. Instead, type addresses directly into the browser or use personal bookmarks.
• Check for misspellings or typos in the online address, as well as e-mail addresses containing "@" somewhere other than directly before the business' or Web site's name.
• Double--click on the yellow padlock icon in the bottom right-hand corner of business Web sites. The name that comes onto the screen should match the name of the site.
Microsoft also recommends that users create different log-in names and passwords for different sites.
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Summary:
Every dad worth his weight in salmon eggs and shiny lures has at least one great fishing story--usually about the great catch that got away.
Phishing attacks are perpetrated by criminals using fake Web sites and other tactics to trick people into sharing personal information online. These scams are helping fuel the nationwide escalation in identity theft. According to the Anti-Phishing Working Group, the number of phishing sites reported each month more than quadrupled, from 2,854 sites in April 2005 to 11,976 in May 2006.
"People can avoid phishing attacks by learning the telltale signs of these scams and using phish-fighting technology," said John Scarrow of Microsoft Corp., which offers free technology to help protect people from phishing e-mail and Web sites.
The Microsoft Phishing Filter alerts people to and blocks known or suspected phishing sites. Already available for no charge in the Windows Live Toolbar and as an MSN Search Toolbar Add-in, the filter is also included in Internet Explorer 7 and Windows Vista. In addition, the SmartScreen e-mail filtering technology available in Windows Live Mail, MSN Hotmail, Office Outlook and Exchange Server helps block e-mail messages that can lure people to phishing sites.
Weekend fisherman Robert Marvin has learned how to avoid phishing scams by applying tactics similar to those of the wily salmon that evade his lures. "We carefully review e-mails and Web sites that request personal information," said Marvin, a father of two who runs a mutual fund. "We don't 'bite' just because it looks official." He also maintains a credit card with a low limit for all online purchases.
Staysafe.org offers the following tips to avoid phishing scams:
• Never enter personal information, such as credit card or Social Security numbers, into Web sites reached via links in anonymous e-mail messages.
• Avoid clicking on links to Web sites contained in e-mail messages, particularly when updating account information or changing passwords. Instead, type addresses directly into the browser or use personal bookmarks.
• Check for misspellings or typos in the online address, as well as e-mail addresses containing "@" somewhere other than directly before the business' or Web site's name.
• Double--click on the yellow padlock icon in the bottom right-hand corner of business Web sites. The name that comes onto the screen should match the name of the site.
Microsoft also recommends that users create different log-in names and passwords for different sites.
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Summary:
Every dad worth his weight in salmon eggs and shiny lures has at least one great fishing story--usually about the great catch that got away.
Thursday, March 27, 2014
How To Avoid Phishing Scams
In today’s world the Internet is becoming as common as sliced bread. Most people use it to send e-mails, browse for information, carry out banking transactions, and shop. So it shouldn’t be a surprise that some people are embracing the technology for less-than-kosher purposes. Phishing scams in particular are a major concern. Luckily, if you want to avoid becoming the next victim of identity theft, there are ways to protect yourself from harm.
What exactly is phishing (pronounced “fishing”)? Phishers use e-mail, brand hijacking, and scare tactics to catch uninformed people off guard and steal their private information. Usually these scammers operate by sending out a whole bunch of spam e-mails to a long list of recipients. Each message is made to look as if it comes from a trustworthy company, such as eBay or a big banking institution.
The second element of the e-mail involves an appeal to your emotions. To achieve this goal, the sender claims there is a problem or crisis that needs to be fixed as soon as possible. The e-mails use urgent, professional language, and request personal information. They may even direct you to a spoofed web page where you are asked to input the requested data.
If you visit the fake website, it may appear to be authentic, and oftentimes the true URL is even masked to hide the fact that the website isn’t legitimate. The website asks you to provide confidential information in order to solve the “issue,” which might include social security numbers, account numbers, passwords, and other sensitive information. Phishers base their attempts on the hope that a few fish in the sea will be tricked into believing the e-mail and web page to be genuine, and hand over their personal information without realizing their mistake – until it’s too late.
Unfortunately, phishers are beginning to employ more insidious tactics, such as planting spyware viruses, to try and get your personal information. Often these viruses are designed to remain dormant until they can easily snatch your sensitive data. Once the virus is on your computer system, your Internet activities are monitored so that when you visit a specific site (one that requires you to log in, for example) the virus takes action and either diverts you to a fraudulent site or logs your keystrokes as you enter relevant passwords, account numbers, and other such information. If you don’t have virus and spyware protection software, contracting a spyware virus is a very real threat.
In the face of an increase in phishing scams, it’s necessary to learn how to avoid them, if you can. But there is good news. You can keep from being a phishing victim, just by following a few simple measures:
Being informed about spam e-mails and spoofed websites is one of the best ways to guard against falling victim to a phishing attempt. If you know what to look out for and can recognize key factors in fraudulent e-mails, you’ll be able to keep your identity as safe as possible. For instance, spam e-mails may contain the company’s logo and appear official, but when you look closely, there are several warning signs that can give scammers away. Sometimes the e-mails have spelling mistakes or the language doesn’t sound quite right. But the best indicator is the request itself – legitimate companies never ask for you to verify your account, or to send your account information via e-mail. If you want to make sure everything is safe with your account, simply direct yourself to the website (without clicking any links within the suspicious e-mail) and log in directly to check on things, or call to confirm the sender’s identity and the truth of the request. Do not send the information online.
Secondly, don’t become frightened by the urgency of an e-mail or feel under pressure to answer immediately, without a second thought. Scare tactics are common when it comes to phishing, as a means to extract private information from unsuspecting people. Often the e-mail will declare that your account will be shut down until you provide the necessary data, but in reality, organizations don’t conduct business in such a manner. Again, if you’re concerned about your account, call the institution directly to verify the matter.
A generic e-mail request is another indicator of a phishing scam. Because scammers tend to send out spam to a large number of people, the e-mails they send aren’t usually personalized. Authentic e-mails that arrive from your bank or other official organization include your name.
Never click on a link embedded in an e-mail message. Always visit the site on your own by typing it into your web browser and visiting it directly. That will ensure that you arrive at a legitimate site, at which point you can log in and check on the status of your account.
And never send confidential information to the sender by filling out a form present in the e-mail. Again, use your common sense and send the information over the phone or by visiting the website directly.
When entering credit card numbers and other important data online through a website, check that the site is authentic and utilizes encryption to secure the information. You can verify this by looking for a “locked” icon in one corner of your browser. The web address should also begin with “https” rather than a “http.”
But be careful: some phishing sites put fake lock icons on their web pages. For inexperienced web surfers, this might be an effective trick. To avoid falling into this trap, ensure that the lock icon is located in the browser’s window frame, rather than in the actual web page. And know that a secure site doesn’t necessarily guarantee that a site is legitimate. URL masking techniques have the ability to make fake addresses appear to be those of actual secure companies. If you doubt the site’s authenticity, call the site’s owner.
Another way to evade scam artists is by keeping your browser and operating system updated. Download and install all patches and upgrades so that you are caught up with all the latest security updates.
Install an excellent personal firewall, antivirus software, antispyware software and antispam protection. Because these programs reduce the amount of e-mail phishing scams that come your way, and keep malicious viruses at a distance, you won’t have as many chances to fall prey to a phishing attack.
If you follow these rules and know how to stay away from the bait, you can avoid being hooked by a phishing scam. As long as you stay informed about phishing and keep one step ahead of the game, as tactics evolve with the times, you’ll be swimming safer waters.
===========================================
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===========================================
Summary:
In today’s world the Internet is becoming as common as sliced bread. Most people use it to send e-mails, browse for information, carry out banking transactions, and shop. So it shouldn’t be a surprise that some people are embracing the technology for less-than-kosher purposes. Phishing scams in particular are a major concern. Luckily, if you want to avoid becoming the next victim of identity theft, there are ways to protect yourself from harm.
What exactly is phishing (pro...
What exactly is phishing (pronounced “fishing”)? Phishers use e-mail, brand hijacking, and scare tactics to catch uninformed people off guard and steal their private information. Usually these scammers operate by sending out a whole bunch of spam e-mails to a long list of recipients. Each message is made to look as if it comes from a trustworthy company, such as eBay or a big banking institution.
The second element of the e-mail involves an appeal to your emotions. To achieve this goal, the sender claims there is a problem or crisis that needs to be fixed as soon as possible. The e-mails use urgent, professional language, and request personal information. They may even direct you to a spoofed web page where you are asked to input the requested data.
If you visit the fake website, it may appear to be authentic, and oftentimes the true URL is even masked to hide the fact that the website isn’t legitimate. The website asks you to provide confidential information in order to solve the “issue,” which might include social security numbers, account numbers, passwords, and other sensitive information. Phishers base their attempts on the hope that a few fish in the sea will be tricked into believing the e-mail and web page to be genuine, and hand over their personal information without realizing their mistake – until it’s too late.
Unfortunately, phishers are beginning to employ more insidious tactics, such as planting spyware viruses, to try and get your personal information. Often these viruses are designed to remain dormant until they can easily snatch your sensitive data. Once the virus is on your computer system, your Internet activities are monitored so that when you visit a specific site (one that requires you to log in, for example) the virus takes action and either diverts you to a fraudulent site or logs your keystrokes as you enter relevant passwords, account numbers, and other such information. If you don’t have virus and spyware protection software, contracting a spyware virus is a very real threat.
In the face of an increase in phishing scams, it’s necessary to learn how to avoid them, if you can. But there is good news. You can keep from being a phishing victim, just by following a few simple measures:
Being informed about spam e-mails and spoofed websites is one of the best ways to guard against falling victim to a phishing attempt. If you know what to look out for and can recognize key factors in fraudulent e-mails, you’ll be able to keep your identity as safe as possible. For instance, spam e-mails may contain the company’s logo and appear official, but when you look closely, there are several warning signs that can give scammers away. Sometimes the e-mails have spelling mistakes or the language doesn’t sound quite right. But the best indicator is the request itself – legitimate companies never ask for you to verify your account, or to send your account information via e-mail. If you want to make sure everything is safe with your account, simply direct yourself to the website (without clicking any links within the suspicious e-mail) and log in directly to check on things, or call to confirm the sender’s identity and the truth of the request. Do not send the information online.
Secondly, don’t become frightened by the urgency of an e-mail or feel under pressure to answer immediately, without a second thought. Scare tactics are common when it comes to phishing, as a means to extract private information from unsuspecting people. Often the e-mail will declare that your account will be shut down until you provide the necessary data, but in reality, organizations don’t conduct business in such a manner. Again, if you’re concerned about your account, call the institution directly to verify the matter.
A generic e-mail request is another indicator of a phishing scam. Because scammers tend to send out spam to a large number of people, the e-mails they send aren’t usually personalized. Authentic e-mails that arrive from your bank or other official organization include your name.
Never click on a link embedded in an e-mail message. Always visit the site on your own by typing it into your web browser and visiting it directly. That will ensure that you arrive at a legitimate site, at which point you can log in and check on the status of your account.
And never send confidential information to the sender by filling out a form present in the e-mail. Again, use your common sense and send the information over the phone or by visiting the website directly.
When entering credit card numbers and other important data online through a website, check that the site is authentic and utilizes encryption to secure the information. You can verify this by looking for a “locked” icon in one corner of your browser. The web address should also begin with “https” rather than a “http.”
But be careful: some phishing sites put fake lock icons on their web pages. For inexperienced web surfers, this might be an effective trick. To avoid falling into this trap, ensure that the lock icon is located in the browser’s window frame, rather than in the actual web page. And know that a secure site doesn’t necessarily guarantee that a site is legitimate. URL masking techniques have the ability to make fake addresses appear to be those of actual secure companies. If you doubt the site’s authenticity, call the site’s owner.
Another way to evade scam artists is by keeping your browser and operating system updated. Download and install all patches and upgrades so that you are caught up with all the latest security updates.
Install an excellent personal firewall, antivirus software, antispyware software and antispam protection. Because these programs reduce the amount of e-mail phishing scams that come your way, and keep malicious viruses at a distance, you won’t have as many chances to fall prey to a phishing attack.
If you follow these rules and know how to stay away from the bait, you can avoid being hooked by a phishing scam. As long as you stay informed about phishing and keep one step ahead of the game, as tactics evolve with the times, you’ll be swimming safer waters.
===========================================
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===========================================
Summary:
In today’s world the Internet is becoming as common as sliced bread. Most people use it to send e-mails, browse for information, carry out banking transactions, and shop. So it shouldn’t be a surprise that some people are embracing the technology for less-than-kosher purposes. Phishing scams in particular are a major concern. Luckily, if you want to avoid becoming the next victim of identity theft, there are ways to protect yourself from harm.
What exactly is phishing (pro...
Tuesday, March 25, 2014
How To Avoid Getting Into Identity Theft Trouble
The credit card industry seems to be growing at an unprecedented rate. According to some statistical reports, the average American household has at least one credit card. In fact, from the total respondents in the survey, 81% of the households have at least one credit card.
This goes to show that more and more people are enticed to get their own credit card. The reasons for doing so are based on the fact that credit cards offer extreme cashless shopping convenience. Hence, everybody seems to be motivated to get at least one credit card.
However, the travails of the credit card industry do not end here. This is because the reality that evolves on the credit cards does not just depend on the way people use credit cards but with the way on how they use it and protect themselves.
What people do not realize is that the manner on how they use their credit cards can greatly affect the way they live. For instance, frauds and fraudulent activities are very prevalent in the industry and the best targets of the culprits are those who use credit cards whenever they are into shopping.
People should take note that one of the most prevalent credit card scams in the society today is the identity theft. In fact, it has been reported by the FBI that almost 350,000 up to 500,000 cases of identity theft are known to exist in the U.S. every single year.
Basically, identity theft is when some unscrupulous people try to get some information from you such as your social security number and other pertinent personal and financial data.
These sets of information are used deceitfully by these people for their own benefits. Hence, the poor victim does not realize that his identity was stolen and that his financial future is doomed.
For this reason, it is important to know how to avoid getting into trouble. Here is how:
1. Protect your personal data and any financial information
Never entertain phone calls that require you to give any personal data or information, even if the caller says he is from the bank that issued your credit card and that the information gathering is just some sort of verifications.
If this is the case, try to inform him that you wish to do the transactions personally. Hence, it is important to very if the caller is, indeed, a representative of the bank.
2. Avoid freebies and offers that involve credit cards
If you were offered with some promotions requiring you to give some personal information, then, it would be better not to entertain the promo at all.
Things like these will only entice you to try it. In the end, it is too late to realize that you have just been a victim of an identity theft.
3. Have a regular check up on your credit standing and bills
Most of credit card holders are so lazy to do regular check ups on their status. If you do this, it will be easier for you to detect any probable identity theft case on your part. Credit reports can definitely tell you if there were purchases that you know that you did not make.
4. Do not carry them around
The problem with most people is that they ten to carry their cards wherever they are. This is a bad habit that should be stopped. You will never know what will happen while you are in a public place, where identity theft could just be lurking around, waiting for its next victim.
The bottom line is that credit card users should be responsible enough not to allow these fraudulent activities to happen. Keep in mind that the reason why these kinds of frauds exist is that there are people who are unconsciously victimized every now and then.
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Summary:
The credit card industry seems to be growing at an unprecedented rate. According to some statistical reports, the average American household has at least one credit card. In fact, from the total respondents in the survey, 81% of the households have at least one credit card.
This goes to show that more and more people are enticed to get their own credit card. The reasons for doing so are based on the fact that credit cards offer extreme cashless shopping convenience. Hence,...
This goes to show that more and more people are enticed to get their own credit card. The reasons for doing so are based on the fact that credit cards offer extreme cashless shopping convenience. Hence, everybody seems to be motivated to get at least one credit card.
However, the travails of the credit card industry do not end here. This is because the reality that evolves on the credit cards does not just depend on the way people use credit cards but with the way on how they use it and protect themselves.
What people do not realize is that the manner on how they use their credit cards can greatly affect the way they live. For instance, frauds and fraudulent activities are very prevalent in the industry and the best targets of the culprits are those who use credit cards whenever they are into shopping.
People should take note that one of the most prevalent credit card scams in the society today is the identity theft. In fact, it has been reported by the FBI that almost 350,000 up to 500,000 cases of identity theft are known to exist in the U.S. every single year.
Basically, identity theft is when some unscrupulous people try to get some information from you such as your social security number and other pertinent personal and financial data.
These sets of information are used deceitfully by these people for their own benefits. Hence, the poor victim does not realize that his identity was stolen and that his financial future is doomed.
For this reason, it is important to know how to avoid getting into trouble. Here is how:
1. Protect your personal data and any financial information
Never entertain phone calls that require you to give any personal data or information, even if the caller says he is from the bank that issued your credit card and that the information gathering is just some sort of verifications.
If this is the case, try to inform him that you wish to do the transactions personally. Hence, it is important to very if the caller is, indeed, a representative of the bank.
2. Avoid freebies and offers that involve credit cards
If you were offered with some promotions requiring you to give some personal information, then, it would be better not to entertain the promo at all.
Things like these will only entice you to try it. In the end, it is too late to realize that you have just been a victim of an identity theft.
3. Have a regular check up on your credit standing and bills
Most of credit card holders are so lazy to do regular check ups on their status. If you do this, it will be easier for you to detect any probable identity theft case on your part. Credit reports can definitely tell you if there were purchases that you know that you did not make.
4. Do not carry them around
The problem with most people is that they ten to carry their cards wherever they are. This is a bad habit that should be stopped. You will never know what will happen while you are in a public place, where identity theft could just be lurking around, waiting for its next victim.
The bottom line is that credit card users should be responsible enough not to allow these fraudulent activities to happen. Keep in mind that the reason why these kinds of frauds exist is that there are people who are unconsciously victimized every now and then.
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Summary:
The credit card industry seems to be growing at an unprecedented rate. According to some statistical reports, the average American household has at least one credit card. In fact, from the total respondents in the survey, 81% of the households have at least one credit card.
This goes to show that more and more people are enticed to get their own credit card. The reasons for doing so are based on the fact that credit cards offer extreme cashless shopping convenience. Hence,...
Sunday, March 23, 2014
How Profits Motivates Virus Creators
The motivation behind hackers has evolved noticeably over the last couple of years. Developing harmful viruses is less about “bragging rights” or satisfying the creator’s ego and is becoming more and more about generating profit or commercial return.
The destruction of data on your computer or corruption of programs you use is a common side effect and what people have traditionally associated with a computer virus. The reformatting of your computer “c: drive”, especially at work, and the loss of valuable data used to be an incredibly painful experience.
The widespread deployment of data back up solutions within companies to comply with legislation and other factors means less and less valuable data is now stored on your computer’s local hard drive. More importantly for the virus writer this attack does not generate much tangible profit so there is not much motivation to develop more sophisticated programs to counter improved anti virus applications and corporate network security.
However, there is profit for the virus writer in turning your computer into a spam distribution machine. “Spam” is email sent without the permission of the person receiving the message. Hackers gain control of your computer through a Trojan Horse which gives them the same access rights as the user. Once your computer is controlled by the hacker it becomes known as a “Zombie.” A group of zombie machines is known as a “botnet.”
By controlling a botnet a hacker can generate profit in a number of ways. The botnet can be used to exhort a ransom from a company by threatening launch a damaging “Distributed Denial of Service” (DDoS) attack against its web site. The botnet can also be hired out to other hackers.
The most common way of profiting from a botnet is to use it to send out spam email. According to the security software company Sophos over 50% of all spam email now originates from botnets. Hackers use spam email to drive traffic to pay per click advertising sites or distribute virus programs further. Using a zombie computer helps cover their tracks.
The drive for generating profit is clearly evident in a new form of virus dubbed “Ransomware” by security experts which started to appear in 2005. Ransomware, as the name suggests, holds data on your computer “hostage.” Files on your hard drive are encrypted with a password. The user is then contacted and asked to pay a ransom to release the file.
Here are some simple tips and strategies to help prevent your computer turning into a “Zombie.”
• Keep your computer up to date with the latest software patches for Windows and other Microsoft programs. Most viruses and other malware exploit vulnerabilities in widely used programs.
• Install a reputable anti virus program. Keep the definitions up to date and scan your computer regularly.
• Install a personal firewall or buy a router with a hardware firewall. Ideally you need a firewall solution which filters both incoming and outgoing traffic from your computer to the internet.
• Never open spam email or associated email attachments which is frequently used to distribute virus programs. Use a spam filter to help reduce the amount of spam you receive.
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===========================================
Summary:
Understand what motivates hackers to write viruses and some important trends. Learn simple tips and strategies to reduce the chance of your computer being infected.
The destruction of data on your computer or corruption of programs you use is a common side effect and what people have traditionally associated with a computer virus. The reformatting of your computer “c: drive”, especially at work, and the loss of valuable data used to be an incredibly painful experience.
The widespread deployment of data back up solutions within companies to comply with legislation and other factors means less and less valuable data is now stored on your computer’s local hard drive. More importantly for the virus writer this attack does not generate much tangible profit so there is not much motivation to develop more sophisticated programs to counter improved anti virus applications and corporate network security.
However, there is profit for the virus writer in turning your computer into a spam distribution machine. “Spam” is email sent without the permission of the person receiving the message. Hackers gain control of your computer through a Trojan Horse which gives them the same access rights as the user. Once your computer is controlled by the hacker it becomes known as a “Zombie.” A group of zombie machines is known as a “botnet.”
By controlling a botnet a hacker can generate profit in a number of ways. The botnet can be used to exhort a ransom from a company by threatening launch a damaging “Distributed Denial of Service” (DDoS) attack against its web site. The botnet can also be hired out to other hackers.
The most common way of profiting from a botnet is to use it to send out spam email. According to the security software company Sophos over 50% of all spam email now originates from botnets. Hackers use spam email to drive traffic to pay per click advertising sites or distribute virus programs further. Using a zombie computer helps cover their tracks.
The drive for generating profit is clearly evident in a new form of virus dubbed “Ransomware” by security experts which started to appear in 2005. Ransomware, as the name suggests, holds data on your computer “hostage.” Files on your hard drive are encrypted with a password. The user is then contacted and asked to pay a ransom to release the file.
Here are some simple tips and strategies to help prevent your computer turning into a “Zombie.”
• Keep your computer up to date with the latest software patches for Windows and other Microsoft programs. Most viruses and other malware exploit vulnerabilities in widely used programs.
• Install a reputable anti virus program. Keep the definitions up to date and scan your computer regularly.
• Install a personal firewall or buy a router with a hardware firewall. Ideally you need a firewall solution which filters both incoming and outgoing traffic from your computer to the internet.
• Never open spam email or associated email attachments which is frequently used to distribute virus programs. Use a spam filter to help reduce the amount of spam you receive.
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Summary:
Understand what motivates hackers to write viruses and some important trends. Learn simple tips and strategies to reduce the chance of your computer being infected.
Friday, March 21, 2014
How Fixing Broken Windows Can Decrease Click Fraud
There is a theory in law enforcement that goes something like this:
If someone breaks a window in a building, and it isn't fixed quickly, others will soon be broken. As the evidence of neglect builds, vandals will be more emboldened to break into the building and commit more vandalism and eventually destroy it completely.
If, on the other hand, that window is promptly fixed, it discourages further crime because it is clear that someone is watching the store.
Further, if instead of just fixing the window, you find the vandal and hold them accountable for it, a message goes out loud and clear: we're watching and you will get caught.
The problem with the broken windows theory is that it requires more than police action to put into practice. If the community isn't involved in the cleanup effort, the initiative fails. When the community is drawn in to help police the problems, to report them and to 'mind the store', so to speak, crime rates drop.
This theory can be extended to police nearly any venue where there is unacceptable behavior - including the problem of click fraud in the venue of PPC advertising. At the moment, the PPC industry is like a vacant building with nobody watching the store. It's easy to enter fraudulent clicks. It's even easier to get away with it. At the moment, a large percentage of advertisers leave the detection of fraudulent clicks up to the PPC provider - and the policy of most PPC providers is that they will provide refunds for proven click fraud upon request from the advertiser.
What happens when:
- The PPC provider's software detection methods don't catch the click fraud?
- The advertiser doesn't use fraud detection software?
- The advertiser can't back up the claim of click fraud?
- The major players in the industry refer to the problem as 'negligible'?
Simply put - the click fraudster gets away with it. The rewards are enormous - estimates put the amount of money lost to click fraud in the range of billions of dollars annually. But the loss to any individual advertiser is usually negligible, and even Google sees refunding money to advertisers as no more than the cost of doing business.
If we're ever going to put a dent in click fraud, three things have to happen.
1. Advertisers have to take responsibility for monitoring their own campaigns. If you don't know it's happening, you can't take steps to stop it.
2. Advertisers need to use the information they generate through their analytics to demand refunds from the PPC companies on a consistent basis. As long as the losses are minor compared to the profits for the PPC companies, their incentive for responding is limited.
3. Click fraud perpetrators have to be identified, actively pursued and penalized. Currently, modern techniques that use proxies and 'zombie networks' can make it almost impossible to identify and punish offenders.
Those are the three elements of the Broken Window theory that make it work - community action, official backing and action and penalizing perpetrators.
The first element in combating click fraud as a community is in getting click fraud prevention and tracking software into the hands of all advertisers. The difficulty of sifting through hundreds of pages of data to make comparisons and weed out patterns that signal click fraud is a daunting one for most companies.
Click fraud detection software makes it almost painless - but can be expensive. Other parts of the internet market have benefited from open sourcing of software to manage content, manipulate graphics, and create communities and process payments. An open offering of free click fraud prevention software will encourage advertisers to start monitoring their own logs and records and identify potential fraudulent clicks.
In addition, an open offering encourages others to modify and extend the software and make those extensions available to the community at large.
With those monitors in place, the second part of the equation becomes more possible. When it's easy for advertisers to identify and document fraudulent clicks on their campaigns, it becomes that much easier for them to demand refunds for those clicks. The third part is an outgrowth of creating a community that actively works to eliminate click fraud.
For the time being, click fraudsters are loose in a neighborhood of broken windows. With the right tools, we can begin to repair the windows and create a community that makes it nearly impossible to get away with their tactics.
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===========================================
Summary:
There is a theory in law enforcement that goes something like this:
If someone breaks a window in a building, and it isn't fixed quickly, others will soon be broken. As the evidence of neglect builds, vandals will be more emboldened to break into the building and commit more vandalism and eventually destroy it completely.
If, on the other hand, that window is promptly fixed, it discourages further crime because it is clear that someone is watching the store.
Further,...
If someone breaks a window in a building, and it isn't fixed quickly, others will soon be broken. As the evidence of neglect builds, vandals will be more emboldened to break into the building and commit more vandalism and eventually destroy it completely.
If, on the other hand, that window is promptly fixed, it discourages further crime because it is clear that someone is watching the store.
Further, if instead of just fixing the window, you find the vandal and hold them accountable for it, a message goes out loud and clear: we're watching and you will get caught.
The problem with the broken windows theory is that it requires more than police action to put into practice. If the community isn't involved in the cleanup effort, the initiative fails. When the community is drawn in to help police the problems, to report them and to 'mind the store', so to speak, crime rates drop.
This theory can be extended to police nearly any venue where there is unacceptable behavior - including the problem of click fraud in the venue of PPC advertising. At the moment, the PPC industry is like a vacant building with nobody watching the store. It's easy to enter fraudulent clicks. It's even easier to get away with it. At the moment, a large percentage of advertisers leave the detection of fraudulent clicks up to the PPC provider - and the policy of most PPC providers is that they will provide refunds for proven click fraud upon request from the advertiser.
What happens when:
- The PPC provider's software detection methods don't catch the click fraud?
- The advertiser doesn't use fraud detection software?
- The advertiser can't back up the claim of click fraud?
- The major players in the industry refer to the problem as 'negligible'?
Simply put - the click fraudster gets away with it. The rewards are enormous - estimates put the amount of money lost to click fraud in the range of billions of dollars annually. But the loss to any individual advertiser is usually negligible, and even Google sees refunding money to advertisers as no more than the cost of doing business.
If we're ever going to put a dent in click fraud, three things have to happen.
1. Advertisers have to take responsibility for monitoring their own campaigns. If you don't know it's happening, you can't take steps to stop it.
2. Advertisers need to use the information they generate through their analytics to demand refunds from the PPC companies on a consistent basis. As long as the losses are minor compared to the profits for the PPC companies, their incentive for responding is limited.
3. Click fraud perpetrators have to be identified, actively pursued and penalized. Currently, modern techniques that use proxies and 'zombie networks' can make it almost impossible to identify and punish offenders.
Those are the three elements of the Broken Window theory that make it work - community action, official backing and action and penalizing perpetrators.
The first element in combating click fraud as a community is in getting click fraud prevention and tracking software into the hands of all advertisers. The difficulty of sifting through hundreds of pages of data to make comparisons and weed out patterns that signal click fraud is a daunting one for most companies.
Click fraud detection software makes it almost painless - but can be expensive. Other parts of the internet market have benefited from open sourcing of software to manage content, manipulate graphics, and create communities and process payments. An open offering of free click fraud prevention software will encourage advertisers to start monitoring their own logs and records and identify potential fraudulent clicks.
In addition, an open offering encourages others to modify and extend the software and make those extensions available to the community at large.
With those monitors in place, the second part of the equation becomes more possible. When it's easy for advertisers to identify and document fraudulent clicks on their campaigns, it becomes that much easier for them to demand refunds for those clicks. The third part is an outgrowth of creating a community that actively works to eliminate click fraud.
For the time being, click fraudsters are loose in a neighborhood of broken windows. With the right tools, we can begin to repair the windows and create a community that makes it nearly impossible to get away with their tactics.
===========================================
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===========================================
Summary:
There is a theory in law enforcement that goes something like this:
If someone breaks a window in a building, and it isn't fixed quickly, others will soon be broken. As the evidence of neglect builds, vandals will be more emboldened to break into the building and commit more vandalism and eventually destroy it completely.
If, on the other hand, that window is promptly fixed, it discourages further crime because it is clear that someone is watching the store.
Further,...
Wednesday, March 19, 2014
Hidden Digital Video Recorders Put Law Enforcement On Top
As hard as it may be to believe, not everybody has a DVD player. Not everybody even necessarily wants one. Are you a VCR kind of person? Then there are hidden digital video recorders that look like and are VCRs. These handy video recorders can record 1280 and even 1440 hours of time lapse video. They can also record up to forty and forty-five hours of real time video and all on a 180 VHS cassette.
Some of these machines are nearly half the size of a regular VCR and come with battery back-ups, date and time generators, various recording options, record locks to prevent unauthorized tampering, and a programmable timer. You can even get ones with a lighter adaptor cable and remote IR sensor for use in buses and taxis, and with a video motion detection chip, the unit only records when there is motion actually present.
If security is vital to you and you have more than one camera in operation, how can you simplify your hidden digital video recorders operation? That is where a quad system comes into play. These systems support four different cameras at the same time, saving you the high cost of operating four different monitoring systems. With its superb plug and play interface, the quad system can monitor all four cameras simultaneously, and show all four views on your computer screen at the same time, or if you prefer, you can watch the view of each camera separately. It is totally up to you.
===========================================
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===========================================
Summary:
As hard as it may be to believe, not everybody has a DVD player. Not everybody even necessarily wants one. Are you a VCR kind of person? Then there are hidden digital video recorders that look like and are VCRs. These handy video recorders can record 1280 and even 1440 hours of time lapse video. They can also record up to forty and forty-five hours of real time video and all on a 180 VHS cassette.
Some of these machines are nearly half the size of a regular VCR and come with battery back-ups, date and time generators, various recording options, record locks to prevent unauthorized tampering, and a programmable timer. You can even get ones with a lighter adaptor cable and remote IR sensor for use in buses and taxis, and with a video motion detection chip, the unit only records when there is motion actually present.
If security is vital to you and you have more than one camera in operation, how can you simplify your hidden digital video recorders operation? That is where a quad system comes into play. These systems support four different cameras at the same time, saving you the high cost of operating four different monitoring systems. With its superb plug and play interface, the quad system can monitor all four cameras simultaneously, and show all four views on your computer screen at the same time, or if you prefer, you can watch the view of each camera separately. It is totally up to you.
===========================================
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===========================================
Summary:
As hard as it may be to believe, not everybody has a DVD player. Not everybody even necessarily wants one. Are you a VCR kind of person? Then there are hidden digital video recorders that look like and are VCRs. These handy video recorders can record 1280 and even 1440 hours of time lapse video. They can also record up to forty and forty-five hours of real time video and all on a 180 VHS cassette.
Monday, March 17, 2014
Hacker Steals Secret Government Plans - Protect Your Information, Or Pay The Price
There are two main types of information where access needs to be managed;
1) Company Information
2) Private Individual Information
Companies limit access to certain information on their computer network as a matter of routine. Not everyone will be able to access last month's sales figures or know the detailed plans for next year. Everyone accepts this as reasonable and protection against speculation in the company's shares.
Management of sensitive information of this type is can be achieved by firewalls and password protection within a company's computer network. Access to the information can also be at various levels, eg read only or editing rights.
Backing up data on a daily basis is an essential part of a company's disaster recovery plan. Very sensitive information may not be stored on a network connected computer. Hackers are a security threat that most IT network managers are very aware of.
Every company and government body also gathers information on us. That might be as simple as a database of phone numbers and addresses, or it could include your Social Security number and driving licence details. There are laws in place to limit how that information is accessed and used.
Government agencies and large companies usually comply fully with all state and federal legislation regarding Information management. They have personnel who are exclusively responsible for managing the information databases.
Small businesses may be less vigilant in their compliance, not through a lack of willingness, but through a lack of knowledge or management time. When there is effectively one person making all planning and management decisions in a company, a policy for information management is not always high on the agenda.
You have the right to see the information that any company or organization holds on you and to have it corrected if inaccuracies exist. You should also ask what the company uses the information for, whether it is for marketing purposes or whether the information is shared with other companies
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===========================================
Summary:
There are two main types of information where access needs to be managed;
1) Company Information
2) Private Individual Information
Companies limit access to certain information on their computer network as a matter of routine. Not everyone will be able to access last month's sales figures or know the detailed plans for next year. Everyone accepts this as reasonable and protection against speculation in the company's shares.
Management of sensitive information of thi...
1) Company Information
2) Private Individual Information
Companies limit access to certain information on their computer network as a matter of routine. Not everyone will be able to access last month's sales figures or know the detailed plans for next year. Everyone accepts this as reasonable and protection against speculation in the company's shares.
Management of sensitive information of this type is can be achieved by firewalls and password protection within a company's computer network. Access to the information can also be at various levels, eg read only or editing rights.
Backing up data on a daily basis is an essential part of a company's disaster recovery plan. Very sensitive information may not be stored on a network connected computer. Hackers are a security threat that most IT network managers are very aware of.
Every company and government body also gathers information on us. That might be as simple as a database of phone numbers and addresses, or it could include your Social Security number and driving licence details. There are laws in place to limit how that information is accessed and used.
Government agencies and large companies usually comply fully with all state and federal legislation regarding Information management. They have personnel who are exclusively responsible for managing the information databases.
Small businesses may be less vigilant in their compliance, not through a lack of willingness, but through a lack of knowledge or management time. When there is effectively one person making all planning and management decisions in a company, a policy for information management is not always high on the agenda.
You have the right to see the information that any company or organization holds on you and to have it corrected if inaccuracies exist. You should also ask what the company uses the information for, whether it is for marketing purposes or whether the information is shared with other companies
===========================================
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===========================================
Summary:
There are two main types of information where access needs to be managed;
1) Company Information
2) Private Individual Information
Companies limit access to certain information on their computer network as a matter of routine. Not everyone will be able to access last month's sales figures or know the detailed plans for next year. Everyone accepts this as reasonable and protection against speculation in the company's shares.
Management of sensitive information of thi...
Saturday, March 15, 2014
Hacker Season Comes But Once A Year
It's that time of year, the 20th of November, typically known in the retail trade as 'Black Friday' has come and gone. Hackers are now in full swing, tempting and luring us into parting with our cash and identity for an empty promise. Black Friday, known among the retail trade as the start of the holiday shopping season is also the start of the Hacker's busiest period. This year, the biggest concern among technology experts is web-borne malware.
Black Friday, the day after Thanksgiving, is followed in marketing lingo by Cyber Monday. Both are big days for retailers and online fraudsters. Consumers should watch out for e-mails advertising incredible deals that seem too good to be true.
Emails purporting to be from Ebay, Amazon or other Specialist E-tailors hide the true website addresses that you are directed to visit through clickable links. Another trick is to send out (blast) emails to innocent internet users, advertising a hot product for far less than normal retailers. This years hot products will, in our opinion be electronic goods like the Nintendo Wii and quite possibly the Amazon Kindle, both of which look set to be sold out!
Reports indicate that this year fraud losses due to e-commerce will top the 3 and a half billion dollar mark. This is predominantly due to an increase in online users and those looking for hot deals on the web. It's also important to remember that websites at the top of Google, Yahoo or MSN may not be the safest domains. Tactics are widely used to get top rankings and the search engines don't vet websites for authenticity! Basically, buyer beware. If there isn't a phone number or valid trading address on the website, don't buy from it.
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===========================================
Summary:
Hackers are now in full swing, tempting and luring us into parting with our cash and identity for an empty promise.
Black Friday, the day after Thanksgiving, is followed in marketing lingo by Cyber Monday. Both are big days for retailers and online fraudsters. Consumers should watch out for e-mails advertising incredible deals that seem too good to be true.
Emails purporting to be from Ebay, Amazon or other Specialist E-tailors hide the true website addresses that you are directed to visit through clickable links. Another trick is to send out (blast) emails to innocent internet users, advertising a hot product for far less than normal retailers. This years hot products will, in our opinion be electronic goods like the Nintendo Wii and quite possibly the Amazon Kindle, both of which look set to be sold out!
Reports indicate that this year fraud losses due to e-commerce will top the 3 and a half billion dollar mark. This is predominantly due to an increase in online users and those looking for hot deals on the web. It's also important to remember that websites at the top of Google, Yahoo or MSN may not be the safest domains. Tactics are widely used to get top rankings and the search engines don't vet websites for authenticity! Basically, buyer beware. If there isn't a phone number or valid trading address on the website, don't buy from it.
===========================================
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===========================================
Summary:
Hackers are now in full swing, tempting and luring us into parting with our cash and identity for an empty promise.
Thursday, March 13, 2014
HIPAA: Requirements for intranet collaboration software
Sharing private health information over the internet can be a risky business. Unfortunately, as people become accustomed to doing most if not all of their personal business online, the demand for accessing this information online will grow to the point that health care providers will have no choice but to either provide access to this private health information or lose their customers.
The Health Insurance Portability and Accountability Act (HIPAA) was enacted to assure the confidentiality of patient information. This requires that health care providers employ stringent measures to assure that information shared on the internet is protected from unauthorized access.
The HIPAA Act requires health-providing entities to:
• Assign responsibility for security to a person or organization.
• Assess security risks and determine the major threats to the security and privacy of protected health information.
• Establish a program to address physical security, personnel security, technical security controls, and security incident response and disaster recovery.
• Certify the effectiveness of security controls.
• Develop policies, procedures and guidelines for use of personal computing devices (workstations, laptops, hand-held devices), and for ensuring mechanisms are in place that allow, restrict and terminate access (access control lists, user accounts, etc.) appropriate to an individual's status, change of status or termination.
• Implement access controls that may include encryption, context-based access, role-based access, or user-based access; audit control mechanisms, data authentication, and entity authentication
This law has serious implications for organizations that allow unauthorized access resulting in a breach in confidentiality.
Security is the key
Since the HIPAA law provides for both civil and criminal penalties for violations, data and access security is of the utmost importance. To assure HIPPA compliance, online document management on company intranets and extranets must include a number of security features:
• Secure web server – a server running secure socket layers is the minimum needed.
• Encrypted database – all data must be encrypted. Software is available that will encrypted all data sent between two computer over the internet.
• Secure access control -- in addition to a traditional user id and password, it may be a good idea to use a strong password or smart card as additional security.
• Session timeout – this assures that confidential data is not left on an unattended screen.
• Server monitoring – the secure web server needs to be strictly monitored to detect break-in attempts.
• Regular security audits – regular audits are required to make sure all security precautions are working properly.
• Personnel – system maintenance should be in the hands of qualified personnel familiar with HIPPA requirements
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===========================================
Summary:
The HIPAA law requires that strict security measures be employed to control access to intranets and extranets.
The Health Insurance Portability and Accountability Act (HIPAA) was enacted to assure the confidentiality of patient information. This requires that health care providers employ stringent measures to assure that information shared on the internet is protected from unauthorized access.
The HIPAA Act requires health-providing entities to:
• Assign responsibility for security to a person or organization.
• Assess security risks and determine the major threats to the security and privacy of protected health information.
• Establish a program to address physical security, personnel security, technical security controls, and security incident response and disaster recovery.
• Certify the effectiveness of security controls.
• Develop policies, procedures and guidelines for use of personal computing devices (workstations, laptops, hand-held devices), and for ensuring mechanisms are in place that allow, restrict and terminate access (access control lists, user accounts, etc.) appropriate to an individual's status, change of status or termination.
• Implement access controls that may include encryption, context-based access, role-based access, or user-based access; audit control mechanisms, data authentication, and entity authentication
This law has serious implications for organizations that allow unauthorized access resulting in a breach in confidentiality.
Security is the key
Since the HIPAA law provides for both civil and criminal penalties for violations, data and access security is of the utmost importance. To assure HIPPA compliance, online document management on company intranets and extranets must include a number of security features:
• Secure web server – a server running secure socket layers is the minimum needed.
• Encrypted database – all data must be encrypted. Software is available that will encrypted all data sent between two computer over the internet.
• Secure access control -- in addition to a traditional user id and password, it may be a good idea to use a strong password or smart card as additional security.
• Session timeout – this assures that confidential data is not left on an unattended screen.
• Server monitoring – the secure web server needs to be strictly monitored to detect break-in attempts.
• Regular security audits – regular audits are required to make sure all security precautions are working properly.
• Personnel – system maintenance should be in the hands of qualified personnel familiar with HIPPA requirements
===========================================
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===========================================
Summary:
The HIPAA law requires that strict security measures be employed to control access to intranets and extranets.
Tuesday, March 11, 2014
reat Balls of Firewall
Firewalls seem to be in fashion currently. For those unfamiliar with what a firewall is, It pretty much is a program that sits between you and the outside world- think of a toll booth that stands at the edge between your world and the digital world. There are many different producers of firewalls from companies like Linksys, D-Link, Netgear, and many others.
Actually if you are familiar with Windows XP, there is a free firewall program that you can use to furnish a basic protection between you and your network. If you prefer more advanced solutions you can do a search for free firewall programs on the net or purchase one.
It's billed as the one-stop solution to prevent hackers and unauthorized access by intruders (both human and bot generated). However firewalls are not unassailable.
A passably intelligent hacker could hijack you firewall and make it execute in ways that are not to your profit. There are online testing services that are either free or charge a token fee that will help you check to see if your firewall is working or not, or whether it has been compromised.
You may have also found that a firewall will not always work nicely with your other programs, such as antivirus and anti spyware related software. This usually can be adjusted within the firewall program, where you can configure which programs and services on your computer are allowed to travel back and forth between you and the network.
If you're not familiar with a firewall at the moment, don't worry. Most of the offerings on the market are easy to install and setup. However the one little nuisance may be that in the setting about, every time you open a new program the firewall may give you a pop-up box that asks how you want to configure access for it.
Beyond that it's not big deal, works like a charm. So if you haven't configured a firewall for your computer or network, then it may be about time you did so.
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===========================================
Summary:
Don't be scared of the concept of firewalls. Firewalls are an essential and easy part to your security in the digital age.
Actually if you are familiar with Windows XP, there is a free firewall program that you can use to furnish a basic protection between you and your network. If you prefer more advanced solutions you can do a search for free firewall programs on the net or purchase one.
It's billed as the one-stop solution to prevent hackers and unauthorized access by intruders (both human and bot generated). However firewalls are not unassailable.
A passably intelligent hacker could hijack you firewall and make it execute in ways that are not to your profit. There are online testing services that are either free or charge a token fee that will help you check to see if your firewall is working or not, or whether it has been compromised.
You may have also found that a firewall will not always work nicely with your other programs, such as antivirus and anti spyware related software. This usually can be adjusted within the firewall program, where you can configure which programs and services on your computer are allowed to travel back and forth between you and the network.
If you're not familiar with a firewall at the moment, don't worry. Most of the offerings on the market are easy to install and setup. However the one little nuisance may be that in the setting about, every time you open a new program the firewall may give you a pop-up box that asks how you want to configure access for it.
Beyond that it's not big deal, works like a charm. So if you haven't configured a firewall for your computer or network, then it may be about time you did so.
===========================================
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===========================================
Summary:
Don't be scared of the concept of firewalls. Firewalls are an essential and easy part to your security in the digital age.
Sunday, March 9, 2014
Getting the Right Spy Surveillance Product for Your Needs
It you are a surveillance professional, then you will obviously need more than one type of spy surveillance product. If, however, you are looking to do a little recon on your own, for a specific purpose, chances are that you just need to find the right spy surveillance product to fit your individual situation. You could always hire someone else, but with so many spy gadgets reasonably priced, it is possible for you to enjoy a little spying on your own, with the help of the right equipment.
For the regular consumer, there is no need to go overboard when purchasing a spy surveillance product. It is important, however, to honestly evaluate your needs and determine how to get the best quality product you can afford. Even if you are not a professional, if you hope to get the information or evidence you need, then it is important that you have equipment of a good quality so that it does not fail you when you need it.
The next thing you need to do is familiarize yourself with the different spy surveillance product types available. You should know what they are used for, and what limitations they have. This way you can make a more informed purchase and get the right equipment for your job. Know whether it is more beneficial to listen, see, or do both. Or what is merely adequate for your purposes. Talk to professionals online or in a store. Most are willing to share information with you and help you understand the pros and cons of different brands, models, and types of spy gear.
Finally, it is time to actually purchase your spy surveillance product. You can go into a spy shop in your town or you can order your product online. If you choose to go into a store, you can see what you are looking for, and even talk to professionals. If you order online, you will often have a wider selection and lower prices.
When you are interested in taking your future into your own hands by discovering vital information yourself, then you can start looking for a good spy surveillance product.
(c) 2005 Copyright www.spyassociates.com. This article is about: GPS Car Tracking
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===========================================
Summary:
It you are a surveillance professional, then you will obviously need more than one type of spy surveillance product. If, however, you are looking to do a little recon on your own, for a specific purpose, chances are that you just need to find the right spy surveillance product to fit your individual situation. You could always hire someone else, but with so many spy gadgets reasonably priced, it is possible for you to enjoy a little spying on your own, with the help of the right equipment.
For the regular consumer, there is no need to go overboard when purchasing a spy surveillance product. It is important, however, to honestly evaluate your needs and determine how to get the best quality product you can afford. Even if you are not a professional, if you hope to get the information or evidence you need, then it is important that you have equipment of a good quality so that it does not fail you when you need it.
The next thing you need to do is familiarize yourself with the different spy surveillance product types available. You should know what they are used for, and what limitations they have. This way you can make a more informed purchase and get the right equipment for your job. Know whether it is more beneficial to listen, see, or do both. Or what is merely adequate for your purposes. Talk to professionals online or in a store. Most are willing to share information with you and help you understand the pros and cons of different brands, models, and types of spy gear.
Finally, it is time to actually purchase your spy surveillance product. You can go into a spy shop in your town or you can order your product online. If you choose to go into a store, you can see what you are looking for, and even talk to professionals. If you order online, you will often have a wider selection and lower prices.
When you are interested in taking your future into your own hands by discovering vital information yourself, then you can start looking for a good spy surveillance product.
(c) 2005 Copyright www.spyassociates.com. This article is about: GPS Car Tracking
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Summary:
It you are a surveillance professional, then you will obviously need more than one type of spy surveillance product. If, however, you are looking to do a little recon on your own, for a specific purpose, chances are that you just need to find the right spy surveillance product to fit your individual situation. You could always hire someone else, but with so many spy gadgets reasonably priced, it is possible for you to enjoy a little spying on your own, with the help of the right equipment.
Friday, March 7, 2014
Get in on the Action with Great New Listening Devices
Are you the type of person who needs both listening devices and a way to view what is happening, too? Well, there is one called the Orbitor that can do both, and it is great for more than just covert operations. Let’s say that you are at a professional baseball or football game, and you just weren’t able to get good seats. Oh sure, you can hear the announcer, but you want to get in on the action a lot more than that.
Not only can you now get a great view of the game and see up close and personal all that is going on, but with the Orbitor, you can hear what is being said on the sidelines, or tune into that heated argument that is going on down on the field and know what is really being said. Good for up to three hundred feet, you can also use the Orbitor to experience nature like never before. Sounds and voices that might have been almost impossible to hear come in loud and clear. You can even listen to whale song that is happening way out in the ocean.
Do you need a discreet way to record voices from across the room? There are listening devices that clip onto your belt and are perfect for use with your voice recorder or video camcorder. There are also listening devices that are actually adapters and are great to use not only with regular, cellular and cordless phones but also hotel and motel phones. Once you plug it into your analog or digital recorder, and put the ear piece in your ear, you can record both sides of any conversation.
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===========================================
Summary:
Are you the type of person who needs both listening devices and a way to view what is happening, too? Well, there is one called the Orbitor that can do both, and it is great for more than just covert operations. Let’s say that you are at a professional baseball or football game, and you just weren’t able to get good seats. Oh sure, you can hear the announcer, but you want to get in on the action a lot more than that.
Not only can you now get a great view of the game and see up close and personal all that is going on, but with the Orbitor, you can hear what is being said on the sidelines, or tune into that heated argument that is going on down on the field and know what is really being said. Good for up to three hundred feet, you can also use the Orbitor to experience nature like never before. Sounds and voices that might have been almost impossible to hear come in loud and clear. You can even listen to whale song that is happening way out in the ocean.
Do you need a discreet way to record voices from across the room? There are listening devices that clip onto your belt and are perfect for use with your voice recorder or video camcorder. There are also listening devices that are actually adapters and are great to use not only with regular, cellular and cordless phones but also hotel and motel phones. Once you plug it into your analog or digital recorder, and put the ear piece in your ear, you can record both sides of any conversation.
===========================================
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===========================================
Summary:
Are you the type of person who needs both listening devices and a way to view what is happening, too? Well, there is one called the Orbitor that can do both, and it is great for more than just covert operations. Let’s say that you are at a professional baseball or football game, and you just weren’t able to get good seats. Oh sure, you can hear the announcer, but you want to get in on the action a lot more than that.
Wednesday, March 5, 2014
Freebie tricks
Viruses
Free software infected with viruses and trojans. You will need a good antivirus and make sure you have always the latest updates. Only download files from respected sources and you should be just fine. You can get some free stuff on our website. We try to test all freebies first.
Server security holes
If you run a website, be aware of any holes that may expose you to hacking. A security hole can make someone else take control of your website and use it for illegal purposes and guess what... you will face the consequences. Avoid as much as possible opensource software, specially if it's not updated for a long time.
Trial subscriptions
Those are freebies that aren't really freebies. They usually ask for your financial informations in order to get access to that particular freebie. Open your eyes wide when you enter such informations... every respectable website should have a security certificate on that page. Check it and see if the certificate is genuine. Do not enter paypal details on pages outside www.paypal.com, do not enter moneybookers details on pages outside www.moneybookers.com. Check the domain and if you spot something wrong get out of there and report them.
Shipping and handling
A freebie that require you to pay for shipping and handling isn't really free anymore, is it? That don't mean is not worth it... I would pay shipping and handling for a free plasma TV. But this can also be a trick... watch the domains that ask for credit card details the same way as for trial subscriptions. If anything looks suspicious, do not enter any financial details.
Email
When you try to access freebie directories, you still have to register and provide them with your email address. Look for privacy policy... some websites will sign you up for tones of spam newsletter and some will even sell your email address. An active email address is worth from 0,05$ up to 5$ on the black market. You all know what i mean... pharma stores that spawn everywhere, dating websites that send you 5-6 emails a day and so on.
The bottom line is that you are your best antivirus. Just keep your eyes open and don't click any link that pops in front of your eyes. Read, think and analyze everything.
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===========================================
Summary:
If you are a freebie hunter, you already know that not all freebies are really free. Some of them are just a big waste of your time and some can be really dangerous for you. I will try to point few things you should be aware of.
Free software infected with viruses and trojans. You will need a good antivirus and make sure you have always the latest updates. Only download files from respected sources and you should be just fine. You can get some free stuff on our website. We try to test all freebies first.
Server security holes
If you run a website, be aware of any holes that may expose you to hacking. A security hole can make someone else take control of your website and use it for illegal purposes and guess what... you will face the consequences. Avoid as much as possible opensource software, specially if it's not updated for a long time.
Trial subscriptions
Those are freebies that aren't really freebies. They usually ask for your financial informations in order to get access to that particular freebie. Open your eyes wide when you enter such informations... every respectable website should have a security certificate on that page. Check it and see if the certificate is genuine. Do not enter paypal details on pages outside www.paypal.com, do not enter moneybookers details on pages outside www.moneybookers.com. Check the domain and if you spot something wrong get out of there and report them.
Shipping and handling
A freebie that require you to pay for shipping and handling isn't really free anymore, is it? That don't mean is not worth it... I would pay shipping and handling for a free plasma TV. But this can also be a trick... watch the domains that ask for credit card details the same way as for trial subscriptions. If anything looks suspicious, do not enter any financial details.
When you try to access freebie directories, you still have to register and provide them with your email address. Look for privacy policy... some websites will sign you up for tones of spam newsletter and some will even sell your email address. An active email address is worth from 0,05$ up to 5$ on the black market. You all know what i mean... pharma stores that spawn everywhere, dating websites that send you 5-6 emails a day and so on.
The bottom line is that you are your best antivirus. Just keep your eyes open and don't click any link that pops in front of your eyes. Read, think and analyze everything.
===========================================
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===========================================
Summary:
If you are a freebie hunter, you already know that not all freebies are really free. Some of them are just a big waste of your time and some can be really dangerous for you. I will try to point few things you should be aware of.
Monday, March 3, 2014
Fight Back Against Identity Theft
Identity theft is a serious crime that costs American consumers billions of dollars and countless hours each year. It occurs when someone uses your personal information without your permission to commit fraud or other crimes.
While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk. The Federal Trade Commission (FTC), the nation's consumer protection agency, encourages consumers to Deter, Detect and Defend to help cut down on identity theft.
Deter
Deter identity thieves by safeguarding your information:
• Shred financial documents and paperwork with personal information before you discard them.
• Protect your Social Security number. Give it out only if absolutely necessary or ask to use another identifier.
• Don't give out personal information via the phone, mail or the Internet unless you know who you are dealing with.
Detect
Detect suspicious activity by routinely monitoring your financial accounts and billing statements. Be alert to signs that require immediate attention, such as: bills that do not arrive as expected; unexpected credit cards or account statements; denials of credit for no apparent reason; and calls or letters about purchases you did not make.
Defend
If you think your identity has been stolen, here's what to do:
1. Contact the fraud departments of any one of the three consumer reporting companies (Equifax, Experian, TransUnion) to place a fraud alert on your credit report. The fraud alert tells creditors to contact you before opening any new accounts or making any changes to your existing accounts. You only need to contact one of the three companies to place an alert.
2. Close the accounts that you know or believe have been tampered with or opened fraudulently.
3. File a report with your local police or the police in the community where the identity theft took place. Get a copy of the report or, at the very least, the number of the report, to submit to your creditors and others who may require proof of the crime.
4. File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps officials learn more about identity theft and the problems victims are having so that they can better assist you.
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<!-- End of Freelancer.com Affiliates Widget -->
===========================================
Summary:
Identity theft is a serious crime that costs American consumers billions of dollars and countless hours each year. While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk.
While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk. The Federal Trade Commission (FTC), the nation's consumer protection agency, encourages consumers to Deter, Detect and Defend to help cut down on identity theft.
Deter
Deter identity thieves by safeguarding your information:
• Shred financial documents and paperwork with personal information before you discard them.
• Protect your Social Security number. Give it out only if absolutely necessary or ask to use another identifier.
• Don't give out personal information via the phone, mail or the Internet unless you know who you are dealing with.
Detect
Detect suspicious activity by routinely monitoring your financial accounts and billing statements. Be alert to signs that require immediate attention, such as: bills that do not arrive as expected; unexpected credit cards or account statements; denials of credit for no apparent reason; and calls or letters about purchases you did not make.
Defend
If you think your identity has been stolen, here's what to do:
1. Contact the fraud departments of any one of the three consumer reporting companies (Equifax, Experian, TransUnion) to place a fraud alert on your credit report. The fraud alert tells creditors to contact you before opening any new accounts or making any changes to your existing accounts. You only need to contact one of the three companies to place an alert.
2. Close the accounts that you know or believe have been tampered with or opened fraudulently.
3. File a report with your local police or the police in the community where the identity theft took place. Get a copy of the report or, at the very least, the number of the report, to submit to your creditors and others who may require proof of the crime.
4. File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps officials learn more about identity theft and the problems victims are having so that they can better assist you.
===========================================
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===========================================
Summary:
Identity theft is a serious crime that costs American consumers billions of dollars and countless hours each year. While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk.
Saturday, March 1, 2014
Essential Spy Stuff for the Professional
Any professional knows that the right tools are essential for the job. The same goes for spy and surveillance professionals. The right spy stuff is important. You need to be able to get the job done and you need to be able to impress your clients with your high-tech looking spy stuff and your up to date capabilities. Getting the right spy equipment is a matter of investment. If you use your spy gear to do a good job, you will receive referrals from happy clients and will have more work. So, even though it may cost some money up front, if you have the right spy stuff you will be able to make all of that money back —and then some.
Listening devices are the list of essential spy stuff. You should not have just one type of device. There are different situations that call for different devices. A variety of bugs, from RF throw-away cheapies to more expensive cell phone bugs. Additionally, it is a good idea to have a device that allows you to listen from a distance by pointing a very sensitive microphone assembly at the target. This is not detectable, like a stationary bug in a fixed location is. And you can hear conversations 300 yards away. Wearable “wires” like lapel pin listening devices and pens are also good to have.
Visual recorders are also good to have. Spy stuff in this category includes things like hidden cameras that can be worn and stationary cameras trained on one spot. Also, use cameras that look like regular objects rather than cameras. There are digital recorders now that you can use that can send information via email, so that your clients can see your handiwork almost immediately.
Finally, your arsenal of spy stuff is not complete without some sort of computer monitoring system. This allows you to record what you are seeing or hearing, and then uses the information effectively. Plus, with the right program, you can keep track of your target with monitoring help.
While this is not all the spy stuff you will need to be a true professional, it is a good start. And it is this essential equipment that will help get you noticed. You are on your way to a promising career with the right spy stuff.
(c) 2005 Copyright www.spyassociates.com. This article is about: Spy Stuff.
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===========================================
Summary:
Any professional knows that the right tools are essential for the job. The same goes for spy and surveillance professionals. The right spy stuff is important. You need to be able to get the job done and you need to be able to impress your clients with your high-tech looking spy stuff and your up to date capabilities. Getting the right spy equipment is a matter of investment. If you use your spy gear to do a good job, you will receive referrals from happy clients and will have more work. So, even though it may cost some money up front, if you have the right spy stuff you will be able to make all of that money back —and then some.
Listening devices are the list of essential spy stuff. You should not have just one type of device. There are different situations that call for different devices. A variety of bugs, from RF throw-away cheapies to more expensive cell phone bugs. Additionally, it is a good idea to have a device that allows you to listen from a distance by pointing a very sensitive microphone assembly at the target. This is not detectable, like a stationary bug in a fixed location is. And you can hear conversations 300 yards away. Wearable “wires” like lapel pin listening devices and pens are also good to have.
Visual recorders are also good to have. Spy stuff in this category includes things like hidden cameras that can be worn and stationary cameras trained on one spot. Also, use cameras that look like regular objects rather than cameras. There are digital recorders now that you can use that can send information via email, so that your clients can see your handiwork almost immediately.
Finally, your arsenal of spy stuff is not complete without some sort of computer monitoring system. This allows you to record what you are seeing or hearing, and then uses the information effectively. Plus, with the right program, you can keep track of your target with monitoring help.
While this is not all the spy stuff you will need to be a true professional, it is a good start. And it is this essential equipment that will help get you noticed. You are on your way to a promising career with the right spy stuff.
(c) 2005 Copyright www.spyassociates.com. This article is about: Spy Stuff.
===========================================
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===========================================
Summary:
Any professional knows that the right tools are essential for the job. The same goes for spy and surveillance professionals. The right spy stuff is important. You need to be able to get the job done and you need to be able to impress your clients with your high-tech looking spy stuff and your up to date capabilities. Getting the right spy equipment is a matter of investment. If you use your spy gear to do a good job, you will receive referrals from happy clients and will have more work. So, even though it may cost some money up front, if you have the right spy stuff you will be able to make all of that money back —and then some.
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