Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept.
Phishers try to persuade you, or trick you into giving them sensitive information which they can then use to make money out of the system. For example, one very attractive target for phishers would be your paypal account. Paypal is an online payment system that allows you to put money in your account with your credit or debit card, and then basically email the money to other people’s paypal accounts. It is very simple, cheap and fast and very popular for online shoppers as they do not have to give their credit card details away over the internet.
If you wanted to take money out of other people’s paypal accounts, all you would really need is their email address and password. Then you sign in to their account, and send the money to an account you have set up.
What phishers will do is email paypal customers with an email that looks like an official email from paypal. It will have the paypal logo and format and will look exactly like official paypal emails to customers. It may even come from an address that looks like paypal’s official website. It will go on to say it is a random security check or some other technical procedure and that you are required to type in your user name and password. It will then thank you and say the check or whatever other scheme it claims to be is complete. In the meantime, the phisher will have your password and can clear out your account.
While this is a basic example, there are countless variations of increasing complexity that will be used to try and entice customers to give out bank account details, credit card details or other sensitive information. It can often be next to impossible for the average customer to detect that the email or website is not the official one of the company it is supposed to be from and they are therefore very dangerous.
If you do suspect that an email you receive is a phishing attempt then notify the appropriate company immediately. The other thing to remember is that most banks, credit card companies and other institutions now inform their customers that they will never ask their customers for their passwords in an email, nor will any of their employees ever ask for a password and therefore never give it to anyone who asks you for it.
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Summary:
Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept.
Showing posts with label online. Show all posts
Showing posts with label online. Show all posts
Friday, May 23, 2014
Wednesday, May 21, 2014
Phishing And Fraud – What Is It?
Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept.
Phishers try to persuade you, or trick you into giving them sensitive information which they can then use to make money out of the system. For example, one very attractive target for phishers would be your paypal account. Paypal is an online payment system that allows you to put money in your account with your credit or debit card, and then basically email the money to other people’s paypal accounts. It is very simple, cheap and fast and very popular for online shoppers as they do not have to give their credit card details away over the internet.
If you wanted to take money out of other people’s paypal accounts, all you would really need is their email address and password. Then you sign in to their account, and send the money to an account you have set up.
What phishers will do is email paypal customers with an email that looks like an official email from paypal. It will have the paypal logo and format and will look exactly like official paypal emails to customers. It may even come from an address that looks like paypal’s official website. It will go on to say it is a random security check or some other technical procedure and that you are required to type in your user name and password. It will then thank you and say the check or whatever other scheme it claims to be is complete. In the meantime, the phisher will have your password and can clear out your account.
While this is a basic example, there are countless variations of increasing complexity that will be used to try and entice customers to give out bank account details, credit card details or other sensitive information. It can often be next to impossible for the average customer to detect that the email or website is not the official one of the company it is supposed to be from and they are therefore very dangerous.
If you do suspect that an email you receive is a phishing attempt then notify the appropriate company immediately. The other thing to remember is that most banks, credit card companies and other institutions now inform their customers that they will never ask their customers for their passwords in an email, nor will any of their employees ever ask for a password and therefore never give it to anyone who asks you for it.
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Summary:
Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept.
Phishers try to persuade you, or trick you into giving them sensitive information which they can then use to make money out of the system. For example, one very attractive target for phishers would be...
Phishers try to persuade you, or trick you into giving them sensitive information which they can then use to make money out of the system. For example, one very attractive target for phishers would be your paypal account. Paypal is an online payment system that allows you to put money in your account with your credit or debit card, and then basically email the money to other people’s paypal accounts. It is very simple, cheap and fast and very popular for online shoppers as they do not have to give their credit card details away over the internet.
If you wanted to take money out of other people’s paypal accounts, all you would really need is their email address and password. Then you sign in to their account, and send the money to an account you have set up.
What phishers will do is email paypal customers with an email that looks like an official email from paypal. It will have the paypal logo and format and will look exactly like official paypal emails to customers. It may even come from an address that looks like paypal’s official website. It will go on to say it is a random security check or some other technical procedure and that you are required to type in your user name and password. It will then thank you and say the check or whatever other scheme it claims to be is complete. In the meantime, the phisher will have your password and can clear out your account.
While this is a basic example, there are countless variations of increasing complexity that will be used to try and entice customers to give out bank account details, credit card details or other sensitive information. It can often be next to impossible for the average customer to detect that the email or website is not the official one of the company it is supposed to be from and they are therefore very dangerous.
If you do suspect that an email you receive is a phishing attempt then notify the appropriate company immediately. The other thing to remember is that most banks, credit card companies and other institutions now inform their customers that they will never ask their customers for their passwords in an email, nor will any of their employees ever ask for a password and therefore never give it to anyone who asks you for it.
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Summary:
Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept.
Phishers try to persuade you, or trick you into giving them sensitive information which they can then use to make money out of the system. For example, one very attractive target for phishers would be...
Thursday, May 1, 2014
Internet Safety And Computer Monitoring
For eight years now, I have been involved in searching for missing and abducted children and have been an advocate for child safety. Parents are scared every time they see a news story about yet another abducted or missing child.
“What if that were my child?” “What would I do if I were that child’s parent?” “Why didn’t that child’s parents do more to keep their child safe?” “How can I keep this from happening to my child?”
Those are just a few of the questions that go through any parents mind when they hear about a child becoming the victim of a child sex predator or just any child that is missing without a clue. In some of these stories, the child or teenager first met someone online, then began to trust that person, then met them offline and disappeared.
When talking about Internet Safety, that is of course the worst case scenario. Other issues involve not wanting your child to be exposed to pornography, not wanting to have your child exposed to people who will make sexual advances to them online, and not wanting your child to do anything that might put them or even you at risk.
It is a very real problem that all parents need to address. Ignore what your children and teenagers do online at your own peril. If they are more computer literate than you are, it makes it even more difficult to know how to monitor their online activities. In addition to that, you feel as a parent you shouldn’t be “snooping” on them.
Your children can benefit greatly by being allowed to use the Internet. These days they can learn more online than they ever will in just school alone. They need both, so you have to find a way to balance the need for your children to go online with making sure they are safe online.
Fortunately there are programs available that can help you achieve that balance. The first thing you need to do is make sure your child knows about safety. In the footer of this article will be a link to the Kidsearch Network Website and to RunawayTeens.org where you will find the information they need to learn and what you as a parent need to know. There is even tools you can use to test your child to see how much they have learned.
The second step is to get a program like Online Safety Shield. Whether you tell your children or teenager it is there or not, the program will monitor everything that is done on each computer you install it on. It will allow you to flag certain keywords that you are concerned about your child encountering or that will associate with websites that are on that topic.
It will even take screen captures that allow you to see later which websites your child visited that contained that type of content. It does a lot more, but it’s best if you take a look at it for yourself. Just go to this website, http://www.onlinesafetyshield.com to see which version is right for you.
The bottom line is that Internet Safety is something that every parent has to be concerned about. Your children need to be able to make use of this great tool for learning, however you need to have some peace of mind that they are using it wisely. Learn more. Teach more. Be an “involved” parent. Your child’s life may depend on it.
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Summary:
For eight years now, I have been involved in searching for missing and abducted children and have been an advocate for child safety. Parents are scared every time they see a news story about yet another abducted or missing child.
“What if that were my child?” “What would I do if I were that child’s parent?” “Why didn’t that child’s parents do more to keep their child safe?” “How can I keep this from happening to my child?”
Those are just a few of the questions that go t...
“What if that were my child?” “What would I do if I were that child’s parent?” “Why didn’t that child’s parents do more to keep their child safe?” “How can I keep this from happening to my child?”
Those are just a few of the questions that go through any parents mind when they hear about a child becoming the victim of a child sex predator or just any child that is missing without a clue. In some of these stories, the child or teenager first met someone online, then began to trust that person, then met them offline and disappeared.
When talking about Internet Safety, that is of course the worst case scenario. Other issues involve not wanting your child to be exposed to pornography, not wanting to have your child exposed to people who will make sexual advances to them online, and not wanting your child to do anything that might put them or even you at risk.
It is a very real problem that all parents need to address. Ignore what your children and teenagers do online at your own peril. If they are more computer literate than you are, it makes it even more difficult to know how to monitor their online activities. In addition to that, you feel as a parent you shouldn’t be “snooping” on them.
Your children can benefit greatly by being allowed to use the Internet. These days they can learn more online than they ever will in just school alone. They need both, so you have to find a way to balance the need for your children to go online with making sure they are safe online.
Fortunately there are programs available that can help you achieve that balance. The first thing you need to do is make sure your child knows about safety. In the footer of this article will be a link to the Kidsearch Network Website and to RunawayTeens.org where you will find the information they need to learn and what you as a parent need to know. There is even tools you can use to test your child to see how much they have learned.
The second step is to get a program like Online Safety Shield. Whether you tell your children or teenager it is there or not, the program will monitor everything that is done on each computer you install it on. It will allow you to flag certain keywords that you are concerned about your child encountering or that will associate with websites that are on that topic.
It will even take screen captures that allow you to see later which websites your child visited that contained that type of content. It does a lot more, but it’s best if you take a look at it for yourself. Just go to this website, http://www.onlinesafetyshield.com to see which version is right for you.
The bottom line is that Internet Safety is something that every parent has to be concerned about. Your children need to be able to make use of this great tool for learning, however you need to have some peace of mind that they are using it wisely. Learn more. Teach more. Be an “involved” parent. Your child’s life may depend on it.
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===========================================
Summary:
For eight years now, I have been involved in searching for missing and abducted children and have been an advocate for child safety. Parents are scared every time they see a news story about yet another abducted or missing child.
“What if that were my child?” “What would I do if I were that child’s parent?” “Why didn’t that child’s parents do more to keep their child safe?” “How can I keep this from happening to my child?”
Those are just a few of the questions that go t...
Tuesday, April 29, 2014
Internet Protection in 3 Easy Steps
Let me tell you something. I don't know everything there is to know about the Internet. . However, I do know how to protect my computer. It's really not that hard. If you follow some basic rules, you will know how to protect your computer also. Every day there are new viruses and new things to look for out for on the Internet so let's go over a few basic rules.
1. Your browser. Like it or not, some of the most popular browsers aren't the safest browsers to use when surfing the Internet. In fact, some of the most popular browsers can definitely lead to some big problems down the line. My personal choice is Firefox. Firefox is truly an advanced browser. The best part about Firefox is that it is free. That's right, ironically, a free browser is the safest browser to use at the current time. Firefox is constantly being upgraded and its security is top of the line
2. Your passwords. I know it is very easy to use the same password over and over. Heck I still do it often times, but it can turn into a very big security problem. If you aren't careful you could open yourself up to a large security issue. If someone were to guess your password, they would be able to access many different types of accounts of yours.
3. Filter. There are all sorts of new filters on the market today for web browsing and using the Internet in general. This article isn't long enough for me to get into all the specifics of the different types of filters that are available for your computer. Just take a look around the Internet, or do a web search on Google or Yahoo, and you will be able to find many different types of filter software for sale. Filter software can be especially handy if you have children around and want to keep them from seeing different types of web sites.
This is just the tip of the iceberg. There are literally hundreds of other things, you can do to protect your computer and its users. Stop by our site today and take a look at a different Internet protection resources that we have available for you.
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===========================================
Summary:
Protect your computer. It's not as hard as you might think.
1. Your browser. Like it or not, some of the most popular browsers aren't the safest browsers to use when surfing the Internet. In fact, some of the most popular browsers can definitely lead to some big problems down the line. My personal choice is Firefox. Firefox is truly an advanced browser. The best part about Firefox is that it is free. That's right, ironically, a free browser is the safest browser to use at the current time. Firefox is constantly being upgraded and its security is top of the line
2. Your passwords. I know it is very easy to use the same password over and over. Heck I still do it often times, but it can turn into a very big security problem. If you aren't careful you could open yourself up to a large security issue. If someone were to guess your password, they would be able to access many different types of accounts of yours.
3. Filter. There are all sorts of new filters on the market today for web browsing and using the Internet in general. This article isn't long enough for me to get into all the specifics of the different types of filters that are available for your computer. Just take a look around the Internet, or do a web search on Google or Yahoo, and you will be able to find many different types of filter software for sale. Filter software can be especially handy if you have children around and want to keep them from seeing different types of web sites.
This is just the tip of the iceberg. There are literally hundreds of other things, you can do to protect your computer and its users. Stop by our site today and take a look at a different Internet protection resources that we have available for you.
===========================================
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===========================================
Summary:
Protect your computer. It's not as hard as you might think.
Monday, March 31, 2014
How To Protect Your Identity Online
Surfing the Internet is a daily occurrence for an increasing number of people these days, as technology expands and online services continue to grow. Many people go online to carry out banking transactions, shop, check e-mail, and catch up on news. That’s why it’s more important than ever to protect your identity while surfing the web. As identity theft becomes more prevalent, it’s necessary for everyone to be extra vigilant in protecting personal information – before it gets into the wrong hands. Every time you go online and conduct some type of transaction, whether it is monetary or an exchange of information, you put your identity at risk. Unfortunately, criminals use the Internet too, making use of the technology to perpetrate identity theft. This type of cyber-criminal gathers personal information online and either sells it to others for profit, or uses it to his/her own purpose. Luckily, there are many things you can do to stay one step ahead of these “bandits” and keep your identity as safe as possible. The Internet landscape is always changing, so you need to keep on top of things if you want to remain as safe as possible. The first thing you need to do is learn how to avoid phishing scams. Phishers use fake e-mails and websites to pretend they are actual, trustworthy companies and institutions, such as banks and insurance companies. When people receive a fake e-mail or are directed to a counterfeit website, they are tricked into revealing passwords, credit card numbers, and other such information. Be warned: the criminals are good at what they do, so you must be very careful when dealing with e-mails from your bank or other organization. The key thing to remember is that real institutions never ask you to verify personal information online – be cautious and contact the sender directly, over the phone, to authenticate the request and, if necessary, provide any information they might actually require. Because many phishers use spam e-mail as a way to obtain your personal passwords and information, install a good spam filter to keep out as much spam as possible. If you strain out most of the problem e-mails from the get-go, you won’t have to worry about dealing with too many suspicious messages on your own. Also, avoid sending any sensitive information via e-mail or instant messengers. Scam artists are notorious for intercepting e-mails and IMs. Use common sense when dealing with e-mail as well. For instance, avoid opening e-mail or IM attachments that you deem suspicious. Only open files from someone if you know the sender and what they are sending you. And NEVER send your social security number over the Internet. No one should be requesting it, but if you are asked for it, confirm who is requesting it and send it directly to that person. Another great way to prevent ID theft is by password protecting all your computers, laptops, and PDAs. For each item, come up with a unique user name and password. The same rule should be followed when selecting passwords for any online activity. Why? If one password is discovered by an individual with ill intentions, and all your bank accounts, credit cards, and other private logins use the same password, he/she could gain access to everything. When selecting passwords, create them with letters, numbers, special characters, and make up nonsense character strings not found in the dictionary. These will be much more difficult to decipher by a potential scammer. Keep the amount of personal data present on your computer to a minimum. In the event that your computer is hacked or your laptop is stolen, you will be much less prone to ID theft because you won’t be giving the thief much to work with. Another good idea is to install a personal firewall program. Although systems such as Windows already contain a basic firewall program, setting up another program will ensure that your computer is hidden from hackers, stop intruders from reaching sensitive information, and let you control Internet traffic. Purchase antivirus software and keep it updated. A high-quality virus protection package can help prevent and eliminate viruses, Trojan horses, and other dangerous items designed to steal your personal information. It will also scan e-mail and IM attachments for viruses. In addition to antivirus software, be sure to equip your PC with the latest in anti-spyware protection. Although a great many of the spyware programs out there simply monitor your online actions for the purposes of marketing, some have been created for malicious reasons, including keystroke logging and, of course, identity theft. One last tip: when you decide to update your computer and throw away or sell your old one, remember to remove all your data from the hard disk. Many people mistakenly believe that simply deleting files makes them disappear – but this is not the case. When you delete files they are still present on your hard drive, and have to be erased prior to handing the machine over to another person. Software known as wipe programs or shredders can be used to overwrite data with zeroes or random patterns making it completely unreadable. It’s well worth the effort to take the precautions necessary for keeping your personal information under lock and key. Trying to clean up the mess left behind by an identity thief can take years, and will cause you a headache or two. So take charge and protect your personal information, using common sense and a few good tech tools to keep the cyber-thieves at bay. =========================================== <!-- Beginning of Freelancer.com Affiliates Widget --> <script type="text/javascript"><!-- GAF_text_color = "black"; GAF_link_color = "green"; GAF_title_color = "blue"; //--></script> <script src="http://www.freelancer.com/widgets/projects/hs2.js"></script> <div id="GAF_projects_hs2_box" style="width: 468px; height: 60px; padding: 0px; font-family:sans-serif; font-size: 11px;"> <div style="padding: 0px; overflow: hidden"> <div id="GAF_projects_hs2" style="padding:3px; cellpadding:0px;"></div> <div style="padding: 0px;" align="right"><span style="font-size:11px; padding: 0px;"> <a href="http://www.freelancer.com/" target="_blank"><font color="blue" style="text-decoration: none">Outsourcing Services</font></a>? Try <a href="http://www.freelancer.com/" target="_blank"><font color="blue">Freelancer.com</font></a>. </div> </div></div> <script src="http://api.freelancer.com/Project/Search.json?aff=4329971&callback=GAF_update_projects_hs2_callback&order=rand&count=2&iads=true&nonpublic=0&charset=UTF-8"></script> <!-- End of Freelancer.com Affiliates Widget --> =========================================== Summary: Surfing the Internet is a daily occurrence for an increasing number of people these days, as technology expands and online services continue to grow. Many people go online to carry out banking transactions, shop, check e-mail, and catch up on news. That’s why it’s more important than ever to protect your identity while surfing the web. As identity theft becomes more prevalent, it’s necessary for everyone to be extra vigilant in protecting personal information – before it gets...
Wednesday, August 14, 2013
Top Ten Online Shopping Security Tips.
Every year billions of dollars are spent by consumers on line; and as the trend is growing rapidly, shopping security is still the number one factor in which a person may choose not to buy from a website.
This is particularly true if you are new to the internet or starting to buy on-line for the first time.
Shopping security has always been a touchy subject and is so important that most reliable companies go to a great deal of trouble to protect their customers rights, privacy and security.
So can people feel safe when shopping on-line?
The answer to this is yes, if shoppers follow simple guidelines. If you are new to the Internet or a regular shopper online, the following guidelines should apply.
1. Make sure you know the exchange rate; if you are not sure of the current rates, find out before you buy an item.
2. Find out the cost of delivery before placing your order and how long the delivery will take. Most shopping sites use couriers to deliver the goods and when delivering overseas can become quite expensive.
3. If you are bidding on E-bay check out the buyers and sellers feedback. This should become standard before you ever place a bid.
4. Always read the FAQ section if you are new to the site.
5. If someone demands cash for a payment, ‘say no‘. Use your credit card to make your payment; this will protect you against fraud. Credit card companies refund accounts where fraudulent activity transpires.
6. Check the buyers contact page. Make sure their postal address is posted on it. If not, don’t deal with them.
7. Don’t be afraid to ask the seller lots of questions, genuine sellers should be very helpful, some online shopping sites have forms where you can see customer feed back.
8. Check, and read in full the terms and conditions, and the privacy policy of the site.
9. If you are unsure about a site, try doing a search with Google or any of the other search engines. You may find comments posted about the shopping site from other customers.
10. If you are still not sure after reading the above it may be time to go shopping elsewhere.
These simple guidelines should also apply when bidding online.
If you do make the occasional bid in one of the many online auction sites, the same safety guidelines should become standard. Part of the appeal of buying or bidding online is that you tap into the global markets at a click of your finger. Buying through auction sites on the web can be very exciting and for most people enjoyable, but remember they can also be very addictive.
Most of the well-known auction sites are based in the United States; so overseas bidders should follow proper, but simple guidelines when placing their bids.
We should not shy away from the worthwhile experience of online shopping. Shopping on-line can bring you great savings, and will also take away the burden of going shopping.
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===========================================
Summary:
Protect yourself with these safety shopping guidelines
This is particularly true if you are new to the internet or starting to buy on-line for the first time.
Shopping security has always been a touchy subject and is so important that most reliable companies go to a great deal of trouble to protect their customers rights, privacy and security.
So can people feel safe when shopping on-line?
The answer to this is yes, if shoppers follow simple guidelines. If you are new to the Internet or a regular shopper online, the following guidelines should apply.
1. Make sure you know the exchange rate; if you are not sure of the current rates, find out before you buy an item.
2. Find out the cost of delivery before placing your order and how long the delivery will take. Most shopping sites use couriers to deliver the goods and when delivering overseas can become quite expensive.
3. If you are bidding on E-bay check out the buyers and sellers feedback. This should become standard before you ever place a bid.
4. Always read the FAQ section if you are new to the site.
5. If someone demands cash for a payment, ‘say no‘. Use your credit card to make your payment; this will protect you against fraud. Credit card companies refund accounts where fraudulent activity transpires.
6. Check the buyers contact page. Make sure their postal address is posted on it. If not, don’t deal with them.
7. Don’t be afraid to ask the seller lots of questions, genuine sellers should be very helpful, some online shopping sites have forms where you can see customer feed back.
8. Check, and read in full the terms and conditions, and the privacy policy of the site.
9. If you are unsure about a site, try doing a search with Google or any of the other search engines. You may find comments posted about the shopping site from other customers.
10. If you are still not sure after reading the above it may be time to go shopping elsewhere.
These simple guidelines should also apply when bidding online.
If you do make the occasional bid in one of the many online auction sites, the same safety guidelines should become standard. Part of the appeal of buying or bidding online is that you tap into the global markets at a click of your finger. Buying through auction sites on the web can be very exciting and for most people enjoyable, but remember they can also be very addictive.
Most of the well-known auction sites are based in the United States; so overseas bidders should follow proper, but simple guidelines when placing their bids.
We should not shy away from the worthwhile experience of online shopping. Shopping on-line can bring you great savings, and will also take away the burden of going shopping.
===========================================
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Summary:
Protect yourself with these safety shopping guidelines
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